Important Notice
The information you have provided in this submission contains statements upon which the insurers will rely when deciding whether to accept this insurance and the terms on which it may be offered, including the amount of premium payable.

It is very important that the information is complete and accurate. If you are in any doubt at all regarding any of the answers given, you should ask us, your insurance broker.

If any of the information provided by you changes after you purchase your policy or during the period of your policy you must immediately provide us with details of the changes.

We act on a ‘non-advised’ basis which means that we will offer you information about the significant features, benefits, limitations and exclusions of a particular insurance policy(ies), but it is for you to decide by assessing the features, benefits and conditions which of these best suits your requirements. When acting on a ‘non-advised’ basis, we act as Agent of the Insurer (that is to say, we represent the insurer).

This insurance policy is underwritten by HCC International Insurance Company plc (HCCII) trading as Tokio Marine HCC are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

See our policy wording for the full list of features.

Cover is subject to the full terms, conditions, limits and exclusions of our Unoccupied Direct Property Insurance policy wording. Copies can be downloaded below.