Business Vehicles
Single van or a fleet of trucks, we can help
If you use motor vehicles for your business you are legally obliged to have motor insurance.
If your employees drive company vehicles it is your responsibility
to purchase motor insurance for your entire fleet.
If your employees are using their own private vehicles for work purposes you are not obliged to pay for their motor insurance but you are required to ensure that they have the minimum cover required by law.
Your employees should disclose the fact that they are using their
personal vehicles for work purposes to their motor insurance provider.
"There are three main types of motor insurance available"
Third Party Only
The minimum cover required by law.:
Covers against costs that arise as a result of injuries to other people and damage to their vehicle
Third Party Fire and Theft
Covers the same as third party cover with the added protection of:
Your vehicle being stolen or
damage that happens as
a result of an attempted theft.
Fire damage to the car as a result of accidental fire or arson
Fully Comprehensive
The highest level of cover available, offers protection against:
Injuries to other people and
damage to their vehicle
Your vehicle being stolen or
destroyed in a fire
Medical expenses and
accidental damage
the cost of replacing your
vehicle's contents
